Terms and Conditions

Website Terms and Conditions of Use

Last Updated on: December 15, 2025

By using this website as a user (hereinafter “You”), You agree to the following Terms and

Conditions of Use and Privacy Policy. Please read them carefully before using this website.

General Provisions

This website is owned and operated by Little Minds at Work LLC (hereafter “Our,” “We,” “Us,”

or “Company”).

Use of this website is at Your own risk. We host this site on a reputable platform and take

reasonable efforts to maintain and host the site. However, We make no explicit representations or

warranties as to the safety of Your individual use of the website. The Terms and Conditions of

Use contained on this page are subject to change at any time.

Age Requirements

You must be of legal age of majority in Your place of residence to be able to form legally binding

contracts under applicable law to use Our website and to purchase Our products. Anyone who

does not meet these criteria is unauthorized, unlicensed, and in violation of these Terms and

Conditions. By using this site, You represent and warrant that You can form a legally binding

contract under applicable law and are of legal age of majority where you reside, and that you

agree to abide by all of the terms and conditions of these Terms and Conditions.

Intellectual Property Notice

All text, photographs, graphics, designs, and other materials on this site are subject to the

copyrights and other intellectual property rights of Little Minds at Work LLC, and are protected

by United States Copyright Laws (U.S.C. Title 17). Website materials may not be copied for any

reason, including your personal use, commercial use, or distribution, nor may these materials be

modified or reposted to other sites, without the prior express written permission of Company. We

may prosecute You to the fullest extent permissible should We choose to do so, including asking

for financial penalties (damages) and/or an injunction forcing You to stop using Our intellectual

property immediately.

Digital Products

By purchasing any product from Little Minds at Work LLC on this website, you are granted one

revocable, worldwide, non-exclusive license to the product(s) you have purchased. If you violate

this license by giving or selling a copy of our product(s) to anyone, We reserve the right to

invoice you for the licenses you have gifted to others and revoke your access to our products

permanently.

Digital Products Return Policy

Digital products which are downloadable are not eligible for return.

Your Communications

Any communications made through Our blog, blog comments, newsletter sign-up, or other

related pages, or directly to Our phones or mailing or email addresses, are not held privileged or

confidential and are subject to viewing and distribution by third-parties. We own any and all

communications displayed on Our website, servers, comments, emails, or other media as allowed

by United States law and will not give credit or pay royalties for unsolicited user-generated

content such as blog comments or emails. For more information on when and how We store and

use Your communications or any data provided by You in those communications, please refer to

Our Privacy Policy on this page.

We maintain a right to republish any submission in whole or in part as reasonably necessary in

the course of Our business. You agree not to submit any content or communications that could be

illegal or serve an unlawful purpose, including, but not limited to, communications that are

potentially libelous or maliciously false, obscene, abusive, negligent, or otherwise harmful or

inappropriate.

Disclaimers

You agree to indemnify and hold harmless Our website and company for any direct or indirect

loss or conduct incurred as a result of Your use of Our website and any related communications,

including as a result of any consequences incurred from technological failures such as a payment

processor error(s) or system failure(s).

While We may reference certain results, outcomes, or situations on this website, You understand

and acknowledge that We make no guarantee as to the accuracy of third-party statements

contained herein or the likelihood of success for You as a result of these statements or any other

statements anywhere on this website. If You have medical, legal, or financial questions, You

should consult a medical professional, lawyer, or CPA and/or CFP respectively. We expressly

disclaim any and all responsibility for any actions or omissions You choose to make as a result of

using this website, related materials, products, courses, or the materials contained herein.

While Company may offer discounts or offers at various times, these discounts or offers may be

terminated or amended at any time without explanation or warning. Sales, discounts, and offers

will not be retroactively applied to past purchases.

This website is updated on a regular basis, and, while We try to make accurate statements in a

timely and effective manner, We cannot guarantee that all materials and related media contained

herein are entirely accurate, complete, or up to date. You expressly acknowledge and understand

that any information or knowledge You gain as a result of using this website is used at Your own

risk. If You should see any errors or omissions and would like to let Us know, please email Us at:

tara@littlemindsatwork.org

Artificial Intelligence (“AI”) Disclaimer

Our website and related materials may contain the use of AI technologies including, but not

limited to, AI-generated text, graphics, images, videos, and/or audio. AI technology was used as

a tool by Company to supplement, enhance, and make suggestions to Our content, but the

thoughts, ideas, and opinions were largely human created and the finished product was reviewed

by a human, is original to our Company, and We maintain copyright ownership over such

content.

Furthermore, Company may use AI technologies as an aid to respond to common customer

questions through chat. While We strive to ensure the information and services generated by AI

are accurate and reliable, AI systems are not infallible and have the possibility of containing

some incorrect information. Content or recommendations produced by an AI chat technology

should be used as general information only.

Company was given a non-exclusive license to use such AI-generated content from third-party

AI platform(s). You understand and acknowledge that We make no guarantee as to the accuracy

of third-party AI-generated content contained herein and You expressly acknowledge and

understand that any information or knowledge You gain as a result of using any AI-generated

content on this website is used at Your own risk.

Use Of SMS Text Messaging

By using our SMS services, you consent to receiving SMS messages from us. Message

frequency may vary. Please note that standard data rates imposed by your carrier will apply.

No phone/mobile number information will be shared with third parties/affiliates for marketing or

promotional purposes. All the above categories exclude text messaging originator opt-in data and

consent; this information will not be shared with any third parties.

If at any time you wish to stop receiving text communications from us, simply reply with

“STOP”. Upon receiving your opt-out request, we will immediately stop sending future

messages to your number. We do not use SMS for marketing purposes, or share your SMS

information with third parties, outside of what is required to provide the requested service.

Terms of Service for Little Minds at Work LLC SMS Messages

 Program name: Little Minds at Work LLC

 Product description, or the types of messages consumers might receive: free download

announcements, upcoming promotions, new blog posts, and time sensitive giveaways

 Message frequency: Low

 Standard message and data rates may apply.

 Opt-out instructions: Text STOP to opt out and no longer receive messages.

 Customer Care Contact Information, or where users can contact Little Minds at Work

LLC if help is needed: tara@littlemindsatwork.org

How And Why We Collect Mobile Information

Little Minds at Work LLC collects your mobile information in order to record and support your

participation in the activities you select. We use this information to track your preferences and to

keep you informed about the services you have selected to receive and any related services. As a

visitor to this Website, you can engage in most activities without providing any personal

information. It is only when you seek to download resources and/or register for services that you

are required to provide information.

How Do We Use the Mobile Information That You Provide to Us?

We use personal information for purposes of presenting our Website and its contents to you,

providing you with information about our services, carrying out any contract between you and

Little Minds at Work LLC, administering our business activities, providing customer service, and

making available other items and services to our citizens and prospective citizens.

Disclosure Of Your Mobile Information

As a general rule, we do not sell, rent, lease or otherwise transfer any information collected

whether automatically or through your voluntary action.

We may disclose your personal information to our subsidiaries, affiliates, and service providers

for the purpose of providing our services to you.

We may disclose your personal information to a third party, including a lawyer or collection

agency, when necessary to enforce our terms of service or any other agreement between you and

Little Minds at Work LLC.

We may disclose information when legally compelled to do so, in other words, when we, in good

faith, believe that the law requires it or for the protection of our legal rights or when compelled

by a court or other governmental entity to do so.

How Do We Protect Your Mobile Information and Secure Information Transmissions?

We employ commercially reasonable methods to ensure the security of the information you

provide to us and the information we collect automatically. This includes using standard security

protocols and working only with reputable third-party vendors.

Little Minds at Work LLC may use software programs to create summary statistics, which are

used for such purposes as assessing the number of visitors to the different sections of our site,

what information is of most and least interest, determining technical design specifications, and

identifying system performance or problem areas.

For site security purposes and to ensure that this service remains available to all users, Little

Minds at Work LLC uses software programs to monitor network traffic to identify unauthorized

attempts to upload or change information, or otherwise cause damage.

Mobile Policy Changes

It is our policy to post any changes we make to our privacy policy on this page. If we make

material changes to how we treat our users’ personal information, we will notify you by email to

the email address specified in your account and/or through a notice on the Website home page.

The date the privacy policy was last revised is identified at the bottom of the page. You are

responsible for ensuring we have an up-to-date active and deliverable email address for you, and

for periodically visiting our Website and this privacy policy to check for any changes.

Advertisements

We do not necessarily endorse or recommend any of the goods or services advertised on or

through our websites. We do not necessarily endorse or recommend any affiliates using our

services.

Earnings Disclaimer

Company makes no income/financial claims nor guarantees of any kind regarding the potential

income that can be generated through Our website, communications, or Your participation in the

purchase of any of Our products. Past results presented on the website are not an indication or

promise of Your results. There is no guarantee You will earn any money using any of Our

materials, and Your revenue is dependent solely on You and Your actions or non-actions.

Affiliates

This site may use affiliate links/codes to sell certain products or services. We disclaim any and

all liability as a result of Your purchase through one of these links/codes. We will use reasonable

efforts to notify You when and where We have placed affiliate links/codes in addition to this

disclaimer located in these Terms & Conditions. You accept express liability for any and all

consequences or benefits of clicking the affiliate links or using any affiliate codes contained on

this website or related communications.

Termination

If at any time Company feels You have violated these Terms and Conditions, Company shall

immediately terminate Your use of Our website and any related communications as We deem

appropriate. It is within Company’s sole discretion to allow any user’s access of Our website,

and We may revoke this access at any time without notice, and, if necessary, block Your IP

address from further visits to Our site(s).

Entire Agreement

The information contained herein constitutes the entire agreement between site users and Our

company relating to the use of this website.

Severability & No Waiver

If any part of these Terms and Conditions of Use is deemed unlawful and/or unenforceable, all

other provisions contained herein will remain in full force and effect. Any failure by Company to

enforce a provision of these Terms and Conditions of Use shall not constitute a waiver of any

other portion or provision of these Terms and Conditions of Use.

Headings

Headings and titles are provided in these Terms and Conditions of Use for convenience only and

will not be construed as part of the legal terms.

Venue & Jurisdiction

These Terms and Conditions of Use and Our Privacy Policy shall be governed by and construed

in accordance with the laws of the State of Missouri, including all matters of construction,

validity, performance, and enforcement, and without giving effect to the principles of conflict of

laws. You agree that any dispute or lawsuit arising out of, or concerning, this Agreement that is

not first resolved by arbitration shall be resolved exclusively in a federal or state court of

competent jurisdiction located in Cass County, MO. You and Company assume responsibility for

their own collection costs and legal fees incurred should enforcement of these conditions become

necessary.

Mediation & Arbitration

Before initiating any arbitration proceedings, Company and You agree to first attempt to resolve

any dispute, claim, or controversy arising out of or relating to these Terms and Conditions of

Use, including the breach, termination, enforcement, interpretation, or validity thereof, through

good faith mediation. Mediation will be conducted in Cass County, MO with a mutually agreed-

upon mediator.

If the matter is not resolved through mediation within 30 days of the initial request for mediation

(or a longer period if agreed to by the parties), then the dispute shall be decided by arbitration in

accordance with the procedural rules of the American Arbitration Association. Company and

You agree to be bound by the decision of the arbitrator(s). The arbitration proceeding shall take

place in Cass County, MO. The cost and expenses of the arbitrators shall be shared equally by

the parties. Each party shall be responsible for its own costs and expenses in presenting the

dispute for arbitration.

Questions

If You require any more information or have any questions about these Terms and Conditions of

Use or Our Privacy Policy, please feel free to contact Us by email at: tara@littlemindsatwork.org

View Our Privacy Policy HERE